Latest Bearman reports

Magyarország új Otthon Start 3%-os lakáshitele elsőre főnyereménynek tűnik — fix 3%-os jelzáloghitel akár 25 évre, miközben a piaci hitelek 6–7% körül mozognak. De mielőtt kibontanád a pezsgőt, érdemes megérteni, hogyan működik valójában ez a konstrukció, és miért lehet, hogy a „fix” 3% nem is olyan golyóálló, mint hinnéd.

Hungary’s new Otthon Start 3% Home Loan looks like a jackpot — fixed 3% mortgage rates for up to 25 years, while market loans hover around 6–7%. But before you pop the champagne, you need to understand how this scheme really works, and why your “fixed” 3% might not be as bulletproof as you think.

Anthropic’s AI chose to blackmail its boss and let a human die inside a simulation. They call it “agentic misalignment,” but let’s be honest , it sounds a lot like the birth of a monster. And if AI learns from us, from our stories, fears, and violence, maybe the real question isn’t what it’s becoming but what we’ve already made it.

The US government shutdown is here. $15B a week lost, markets on edge, and no jobs data Friday. Just show or crisis?

Bearman Brothers: Deep dives, news, memes and everything else. Making finance clear, exciting, and actually worth paying attention to.

Apple keynote dropped iPhone 17, but fans say it’s just thinner rectangles. Innovation feels dead, stock reflects the flop.

WTF are futures? A no-bullsh*t guide to how futures contracts work, why they matter, and how they can wreck your trading account.

What you need to know about Tisza-adó without the propaganda bullsh*t.

Rate cuts are Powell’s party trick, cheap money, booming stocks, and a hangover of inflation waiting right around the corner

Meme stock mania isn’t just David vs Goliath, it’s hype, risk, and chaos. Know the game or get wrecked. Research first, gamble later.

The Great Depression: not just a crash, but a full-blown collapse. This deep dive breaks down exactly how it happened—no fluff, just facts.

Elon Musk just got a $30B ‘gift’ from Tesla, golden handcuffs, court drama, and corporate panic all rolled into one

The new EU trade deal ain’t peace, it’s a 15% tariff slap wrapped in diplomacy. Brussels blinked, Trump grinned.

Trump sued WSJ for $10B, slapped Japan with tariffs, pulled out of UNESCO (again), and wants the Redskins back. Just another week.

It’s 2025, and somehow we’re still watching the same sh*tshow on repeat, Donald Trump vs Jerome Powell.

AI ain't magic, but it sure helps. Here are 3 + 1 custom GPTs that'll level up your trading game (without frying your brain).

Trump’s One Big Beautiful Bill reshapes taxes, slashes welfare, and supercharges border and defense spending.

Otthon Start ain’t a solution, it’s duct tape on a burning house. 3% loans, zero supply, full chaos.